Terms and Conditions

1. Acceptance of the terms

Welcome to Polar Zinsmere (we, us, our, Platform). These Terms govern your (you, your, User) access to our website, apps, trading tools, and related services (Services). By using the Services you agree to these Terms and our Privacy Policy and Cookie Policy. If you do not accept them, please stop using the Services.

2. Eligibility, accounts, and limits

You must be 18+ and legally able to contract. You confirm you are not in a jurisdiction where use is prohibited. We may refuse service, apply KYC checks, and suspend accounts for risk, fraud, or breach. You are responsible for accurate profile information and for safeguarding credentials.

3. Services, third parties, and risk

We may point you towards or outline third-party platforms; unless we say otherwise, we are not acting as your broker. Trading carries a significant risk of loss. Previous performance is no guarantee of future results. You are entirely responsible for your decisions and any taxes due.

4. Charges, acceptable use, and intellectual property

Fees, if any, are shown at the point of purchase. You must not misuse the Services (including unlawful content, malware, scraping without consent, bypassing security, or reverse engineering except where permitted by law). All Platform content and marks remain our property or that of our licensors; you receive a limited, revocable licence to use them as offered.

5. Disclaimers and limitation of liability

To the fullest extent permitted by United Kingdom law, the Services are provided as is without warranties of any kind. We exclude liability for indirect or consequential losses and, where permitted, cap total liability at the greater of £100 or amounts you paid us in the three months before the claim. Nothing excludes non-excludable consumer protections.

6. Indemnity, suspension, and ending access

You indemnify us against claims arising from your use of or breach of these Terms. We may suspend or terminate access for breach, risk, or legal reasons. Surviving terms include limitations of liability, indemnity, and dispute provisions.

7. Privacy, governing law, and contact

Personal information is handled as described in our Privacy Policy. These Terms are governed by the laws of the United Kingdom and applicable local law; courts located in London have non-exclusive jurisdiction unless mandatory law says otherwise. Questions: [email protected].